Terms and conditions

Effective Date: April 26, 2025

Welcome to TFG Tolbert Financial Group, LLC ("Company", "we", "us", or "our"). By accessing or using our website www.tolbertfinancialgroup.com, scheduling a consultation, or using any of our services, you agree to be bound by the following terms and conditions.

Please read them carefully.

1. General Information

TFG Tolbert Financial Group, LLC provides financial education and strategic planning services centered around Index Universal Life (IUL) insurance and related wealth-building strategies. All services are subject to availability, suitability, and client qualification.

2. Use of Website

You agree to use our website and content for lawful purposes only. You may not use the site to post or transmit any material that infringes the rights of others, is unlawful, threatening, defamatory, or otherwise objectionable.

3. Consultations & Scheduling

When scheduling a call through our website or Calendly, you agree to provide accurate and complete information. Appointments may be rescheduled or canceled at our discretion. Failure to attend without prior notice may limit future scheduling opportunities.

4. No Financial or Legal Advice

All content and conversations provided by TFG are for educational and informational purposes only and should not be interpreted as legal, investment, or tax advice. Clients should consult licensed professionals for personalized legal, tax, or financial advice.

5. Service Eligibility

Use of our services is intended for individuals 18 years of age or older. We reserve the right to decline service to anyone at our sole discretion.

6. Privacy & Data Protection

Your privacy is important to us. By using our services, you consent to the collection and use of personal information as outlined in our Privacy Policy. We do not sell, rent, or trade your personal information.

7. Intellectual Property

All website content, including but not limited to text, graphics, logos, videos, and software, is the property of TFG Tolbert Financial Group, LLC and is protected by copyright laws. You may not reproduce, duplicate, or exploit any part without our written consent.

8. Limitation of Liability

TFG Tolbert Financial Group, LLC shall not be held liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use our website or services.

9. Third-Party Links

Our website may include links to third-party websites. We are not responsible for the content, terms, or privacy policies of those websites.

10. Changes to Terms

We reserve the right to update or modify these terms at any time. Continued use of our website or services constitutes your acceptance of those changes.