
TFG Financial Group empowers families, entrepreneurs, and business owners to achieve financial independence and build generational wealth through education-first, ethical financial planning and strategic wealth solutions. We believe financial literacy is the foundation of freedom, and our approach is rooted in clarity, integrity, and purpose, helping clients make informed decisions that support long-term financial security, asset protection, and efficient wealth growth.
We equip our financial advisors with elite training, proven systems, and transparent tools so they serve as trusted financial educators—not product pushers. Through advanced strategies such as tax-advantaged growth, tax-free retirement planning, infinite banking, business planning, and legacy planning, TFG Financial Group delivers innovative financial solutions designed to protect today, grow wealth efficiently, and create lasting legacies for generations, with a strong commitment to serving underserved and overlooked communities.

Chuck Tolbert is a seasoned financial professional and the founder of TFG – Tolbert Financial Group, a nationally recognized firm committed to helping individuals, families, business owners, and high achievers secure their financial futures. With a deep understanding of wealth-building principles and risk management strategies, Chuck has helped protect and guide hundreds of clients toward lasting financial security.
Before launching TFG, Chuck distinguished himself as a top-producing advisor at Northwestern Mutual, where he earned the prestigious Pacesetter 40 Award, recognizing outstanding performance and client impact early in his career. His success there laid the groundwork for what would become a purpose-driven mission: equipping clients from all walks of life with the same tools and strategies traditionally reserved for the wealthy elite.
Chuck’s approach is rooted in education, empowerment, and execution. At TFG, he leads a dynamic team that specializes in life insurance solutions, retirement planning, business succession strategies, and legacy building—always with a focus on tailored guidance and long-term results.
Drawing from a unique background that spans the creative and financial industries, Chuck brings a rare combination of insight, innovation, and relatability. His transition from entertainment to economics was driven by a firsthand understanding of the financial pitfalls that often plague creatives and entrepreneurs. Today, he uses that insight to bridge the gap between ambition and financial clarity—ensuring that clients not only earn wealth but keep it, grow it, and pass it on.
At TFG, Chuck isn’t just building portfolios—he’s building legacies.

Sheila Tolbert is a Licensed Broker, Financial Strategist and CFLE with an accomplished background in education, coaching, insurance and business. With a Bachelor of Science and Master of Arts, Sheila brings more than 25 years of experience rooted in teaching, coaching, training, leadership, and client-centered financial planning.
Sheila began her career in education, serving as a teacher, coach, trainer, coordinator and leader. Her passion for lifelong learning and community empowerment led her to become a CFLE, allowing her to blend academic theory with real-life application to strengthen families and communities through education and support.
Now, as a Licensed Broker and Financial Strategist, Sheila offers customized strategies in insurance, retirement planning and wealth-building. She is known for her ability to explain financial concepts clearly and empower individuals and families to make informed, confident decisions. Her holistic, education-driven approach sets her apart in the industry and continues to build trust with her diverse clientele.
Sheila’s unique blend of educational expertise, financial insight and family-centered advocacy makes her a dynamic leader and lifelong mentor. Whether in the classroom, the boardroom, or one-on-one with clients, she is committed to helping others grow, thrive, and achieve lasting success.

Mike Degan is a financial advisor with a unique background that blends technical expertise, investment savvy, and a deep commitment to service. Based in Lake Jackson, Texas, Mike brings a thoughtful, problem-solving mindset to financial planning, drawing from his experience as a Navy veteran, electrical engineer, and former chief technology officer.
Originally raised in Spain and having lived in more than 25 cities across the U.S., Mike developed a broad perspective and adaptability that serve him well in working with clients from all walks of life. He earned his degree in electrical engineering with a computer science minor from the University of Nebraska and spent over a decade successfully managing his own investments before turning his personal success into a professional calling.
Mike holds life and health insurance licenses and is securities licensed, serving clients primarily in Texas, California, Tennessee, Florida, and Virginia. He works extensively with educators, veterans, federal employees, and small business owners—often supporting entire families across generations. Whether managing 403(b) plans, IRAs, life insurance, or annuities, Mike aims to be a comprehensive resource for his clients’ financial needs.
Known for his depth of knowledge, Mike takes a detailed, analytical approach to advising—one shaped by years of independent research and hands-on experience. Clients value his calm, caring presence and his ability to simplify complex topics while always putting their best interests first. His Christian faith and military background anchor his approach with integrity, compassion, and diligence.
Outside the office, Mike enjoys playing guitar and piano, running, spending time with his five children, supporting fellow veterans and the Veterans of Foreign Wars. Whether organizing community initiatives or leading financial literacy efforts at military recruiting offices, Mike is committed to helping others create a secure future.
For Mike, financial advising is more than a profession—it’s a meaningful way to serve, educate, and uplift others through every stage of life.
Lavii Lovett is a dedicated insurance professional with a strong foundation of industry knowledge and expertise. Lavii is well equipped to assist a wide range of clients with diverse financial needs and goals. Passionate about helping others succeed, Lavii works closely with clients to support the achievement of their personal and professional life goals while creating strategies that promote generational wealth.
Specializes in educating clients on effective products and comprehensive solutions designed to address both personal and business financial endeavors. By taking the time to understand each client’s unique goals, challenges, and priorities, she empowers them with the knowledge and clarity needed to make informed and confident decisions. Through personalized financial strategies tailored to each individual, she provides thoughtful guidance that supports long-term stability, wealth accumulation, risk management, and overall financial success. Her approach ensures that every recommendation aligns with her clients’ short-term objectives while building a strong foundation for their future.
She is known for building and maintaining strong, lasting relationships rooted in trust, integrity, and ethical excellence. By prioritizing open communication and transparency, she fosters an environment where clients feel valued, understood, and supported. Every client interaction is approached with professionalism, accountability, and a genuine commitment to delivering meaningful, measurable results. Her dedication to consistent follow-through and ongoing support allows her clients to feel confident not only in their financial plans, but also in the partnership they share with her.
At TFG, our mission is to empower families, entrepreneurs, and high-net-worth individuals to achieve financial freedom and build generational wealth. We provide personalized financial strategies, including tax-free retirement planning, wealth accumulation through IULs, and comprehensive financial education, so our clients can maximize savings, protect their legacy, and live with financial confidence.
Our vision is to be the leading financial services partner for families and entrepreneurs, helping them take control of their financial future with confidence and clarity. We strive to create a community of empowered clients who not only achieve financial freedom but also build lasting legacies, ensuring wealth, security, and opportunity for generations to come.

To redefine what financial freedom looks like for a new generation by blending cultural insight, entrepreneurial spirit, and elite wealth strategies—turning financial literacy into a movement and generational wealth into a standard.
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To empower creatives, entrepreneurs, and families with strategic, tax-efficient financial planning—using Index Universal Life insurance and wealth-building tools—to secure their future, protect their legacy, and transform income into impact.