Privacy policy

Effective Date: April 26, 2025

TFG (Tolbert Financial Group) value and respect your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you interact with us through our website, social media, services, or in person.

Please read them carefully.

1. Information We Collect

We may collect the following types of information:

TFG Tolbert Financial Group, LLC provides financial education and strategic planning services centered around Index Universal Life (IUL) insurance and related wealth-building strategies. All services are subject to availability, suitability, and client qualification.

Personal Identifiable Information (PII): such as your name, address, email, phone number, Social Security number, and date of birth.
Financial Information: including income, net worth, assets, liabilities, tax status, and other financial data for planning or underwriting purposes.
Insurance Information: such as beneficiary designations, policy details, and medical history (if applicable).
Digital Information: like IP address, browser type, pages visited, and how you interact with our website or online content.

2. How We Use Your Information

We use your information to:

Provide financial, insurance, and advisory services.
Evaluate your needs and offer personalized strategies.
Comply with legal, regulatory, or contractual obligations.
Communicate with you via email, phone, or other channels.
Send updates about products, services, or financial education (you may opt out at any time).

3. How We Share Your Information

We do not sell your information. We may share information only with:

Insurance carriers, financial institutions, or strategic partners—strictly for service delivery.
Third-party service providers—such as CRM, marketing, or document storage platforms (all under confidentiality agreements).
Regulatory authorities or legal entities—if required by law or to protect our rights.

4. Your Rights and Choices

You have the right to:

Access and correct your personal information.
Request deletion of your data (subject to regulatory obligations).
Opt out of marketing communications.

To exercise your rights, email us at [email protected] or call us at (954) 552-2911.

5. Data Security

We implement reasonable physical, technical, and administrative safeguards to protect your data from unauthorized access, use, or disclosure.

6. Cookies and Tracking

Our website may use cookies or similar technologies to enhance your browsing experience. You can set your browser to refuse cookies, but some site features may not function properly.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites.

8. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors.

9. Updates to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the “Effective Date” at the top of this page. Your continued use of our services after changes indicates your consent.